Blog
6 Fatal Flaws That Make a Business Impossible to Sell
After years of hard work, retirement is right around the corner—until you find out your business is impossible to sell. Don’t let this happen to you. Here are 6 fatal flaws to avoid when trying to sell your small business.
Read MoreAre You Being Tricked Out of Your Money?
By Rick Hellberg, ChFC®, CLU® and Michael DiazLike the friction you create when rubbing your palms together, there are major sources of wealth friction that can get in the way of enjoying an abundant retirement. In...
Read MoreThe 12 Obstacles to Retiring Abundantly: Part 2
By Rick Hellberg, ChFC®, CLU® and Michael DiazWe know that the path to retirement is not always smooth, but with an abundant, glorious retirement waiting for us on the other side, it’s worth it, right? But did you also...
Read MoreWhat Should You Do About the Russia–Ukraine Crisis and Market Volatility?
By Rick Hellberg, ChFC®, CLU® and Michael DiazThe events of the last few weeks in Ukraine have been stressful and upsetting to many of us. The buildup of Russian forces along the border, rising tensions, and the ensuing...
Read MoreThe 12 Obstacles to Retiring Abundantly: Part 1
By Rick Hellberg, ChFC®, CLU® and Michael DiazThe marathon to retirement has been long and challenging; and with the finish line finally in sight, you’re probably ready for a well-deserved break. As much as it would be...
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The 3 Biggest Retirement Mistakes We See
By Rick Hellberg, ChFC®, CLU® and Michael DiazIf you’re nearing retirement, you may be concerned about your ability to maintain the lifestyle you’ve worked so hard to build. It’s one thing to retire, but...
Read MoreWhat Should You Do About Inflation and Stock Market Volatility?
By Rick Hellberg, ChFC®, CLU® and Michael DiazAfter a three-year rally, the financial markets have been down for seven straight days, marking their worst slide since the pandemic decline in March of 2020. (1) Monday’s...
Read MoreSee What Clients Are Saying About Us!
By Rick Hellberg, ChFC®, CLU® and Michael DiazIt’s not an easy decision to find a professional you can trust to help you navigate your financial worries and hopes. Whatever it was that propelled you to consider asking...
Read MoreWhat’s Going on With Inflation? 3 Reasons Why It’s Here to Stay
By Rick Hellberg, ChFC®, CLU® and Michael DiazMany will try to say that the dramatic rise of inflation is transitory, but in the same sentence they will say it’s projected to last until 2023! I guess it depends on your...
Read MoreDo Your Friends & Family Need Financial Guidance? We’re Here to Help
By Rick Hellberg, ChFC®, CLU and Michael DiazThe unprecedented uncertainty of the past year and a half has been the cause of increased stress for many people—on both a local and global scale. Corporations and individuals...
Read MoreHow the Proposed Tax Changes Could Impact Your Financial Plan
By Rick Hellberg, ChFC®, CLU and Michael DiazAs many are aware, Congress has proposed changes to the tax code to cover the cost of the new spending bills. Our partner from Delegated Planning, Carrie Jones, has created assembled...
Read MoreEstate Planning for Business Owners, Executives, and Professionals
By Rick Hellberg, ChFC®, CLU and Michael DiazEstate planning is especially important for business owners, executives with a keen interest in the business, and those with assets to pass on. Making your wishes known through a will...
Read MoreMichael Diaz Makes the Investopedia Most Influential Advisor List!
By Rick Hellberg, ChFC®, CLUAfter a year of more downs than ups, we are happy to share some good news! We are proud to announce that our very own Michael Diaz has made the 2021 Investopedia 100 List of the Most Influential...
Read MoreDo You Know A Business Owner Who Needs Our Financial Guidance?
By Rick Hellberg, ChFC®, CLU and Michael DiazIt can be hard enough to manage your finances when your circumstances are relatively simple, let alone when you have extra challenges due to your career. When you need help, how do you...
Read MoreCase Study: How A Business Owner Saved Big on Taxes
By Rick Hellberg, ChFC®, CLUThe ClientFor 40 years we have been working with John, a contractor with unique challenges as a business owner. He successfully built not one, but two contracting businesses. The first business was with...
Read MoreThe Business Owner Exit–Succession Process
By Rick Hellberg, ChFC®, CLU and Michael DiazAt the inspired first spark of an idea to start a new venture, I’m assuming most people don’t think about what it will look like to eventually transition out of the...
Read MoreHow Business Owners Can Save For Retirement And Reduce Taxes
By Rick Hellberg, ChFC®, CLU & Michael DiazYou’re a small business owner, and everything falls on you. You’re the captain of your own ship, and you love it even though it includes long nights, weekends, and holidays....
Read MoreThe PeterAlexander Family Is Growing!
We are happy to announce PeterAlexander’s Michael Diaz and his lovely wife Abby welcomed their first child to the world recently! Monroe Catherine Diaz was born February 2, 2021 at 2:46PM, 8 lbs 12 oz, and 19.5” long. Mommy...
Read MoreWhy We Became Financial Advisors
By Rick Hellberg, ChFC®, CLU and Michael DiazWould you hand over your house keys to a stranger? That’s often what it feels like to work with a financial advisor. Not only do you need to find someone you can trust with your...
Read MoreWhat To Expect From A Biden Presidency
By Rick Hellberg, ChFC®, CLUElection day has come and gone, and while media outlets have called the election for Joe Biden, we are still waiting for official results. But regardless of your preferred candidate, you are probably...
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