Our goal is to help every client go as far as possible toward creating the legacy they desire. Legacy means different things to different people. For some, it means a comfortable retirement without burdening their children; for others it means passing along the assets they’ve accumulated to the next generation along with the knowledge of their hopes, dreams, and aspirations. And, for those who own a business, it means ensuring the wealth they’ve built goes to capable hands when they are no longer able to run the business. In each case it starts with the basics of Accumulation Planning, Conservation Planning, Distribution Planning, and for business owners, Business Planning. And, in each area of planning it requires PeterAlexander to understand everything about our client’s hopes, dreams, fears, aspirations, and concerns. In some cases, it even requires clients to understand more about themselves. By understanding and knowing our client today, we are able to create plans that pursue our client’s goals now, and in the future, while providing the flexibility to change with their objectives and circumstances.
Accumulation planning addresses the need to accumulate assets for future events: retirement, educating children or grandchildren, major purchases or investments, making significant gifts to charity, or starting a business. The goal of Accumulation Planning is to provide the right amount of money, at the right time, in the right form, to accomplish any objective. Our approach to Accumulation Planning begins by understanding everything our client wants to accomplish today, in one hundred years, and every year in between. We cannot provide quality advice until we know as much as possible about our clients—their hopes, dreams, fears, and aspirations.
Conservation Planning addresses the need to conserve and protect all that you have created and accumulated. This includes protecting you, your family, and your assets from the traditional risks of loss of life, disability, medical expenses, personal liability, and loss of property. It also includes protecting assets from the risks associated with our current legal environment. Our approach to Conservation Planning begins with reviewing and analyzing each client’s current plans and recommending any changes, additions, or deletions to help achieve their goals in the most effective manner.
Distribution Planning addresses the desire to see your assets go to the people and organizations you want, when you want, and in the form you want. Proper Distribution Planning may reduce or eliminate the taxes and costs associated with the distribution process. Our approach to Distribution Planning begins with understanding all those involved and the dreams and aspirations of our clients. We work with each client to create workable strategies for charitable giving, tax avoidance, and estate planning.